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Choosing a Payment Gateway: Basics for a Small Business Website

A practical, non-promotional overview of what to check before choosing a payment gateway.

Compare transaction fees carefully

Fee structures vary — check the real cost per transaction, not just the headline rate.

Confirm settlement timing

Ask how quickly funds actually reach your account, since this affects cash flow planning.

Test the checkout experience yourself

Complete a real test purchase to check the process feels smooth and trustworthy.

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